Set and forget sounds appealing. Life is busy, and once a financial decision is made, it is tempting to tick the box and move on. The problem is that in your 20s and 30s, or even your 40s and 50s these days, life changes quickly. When your finances do not keep up, small gaps can quietly turn into expensive problems. Superannuation is a big one. Many people choose a fund early in their career and never look at it again. Over time, fees, investment options, and performance can